Now Live: Recommended Action
Zest Protect's three fraud models, Behavior, Identity, and Income, each return their own signal on an application. Before Recommended Action, turning three separate scores into a single call on what to do next fell to the underwriter.
Recommended Action changes that. It combines the output of all three models into one recommendation, delivered straight into your loan origination system alongside the individual model scores: approve, review, or decline. Your team sees one clear signal, not three to interpret.
Thresholds are configurable to your institution's risk tolerance, so the line between an automatic approval and a flag for review is set by you, not a one-size-fits-all default.
Recommended Action is included with Zest Protect at no additional cost. Ask your Zest team to get it configured for your team.
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Schedule a call to see how Zest AI can work seamlessly within your lending processes to future-proof your business.