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Privacy Policy

Privacy Policy

Last updated July 11, 2023

The goal of this policy is to explain what information we collect when you use ZestFinance Inc.’s
(“Zest’s”) sites, services, products, and content (“Services”). It also has information about how we
store, use, transfer, and delete that information. By using or accessing our Services you
acknowledge that you accept the practices and policies described in this Policy. This Policy does
not apply to third party sites, including those linked to from our Services.

Information we collect

In order to make our Services work and give you the best possible experience, we collect
information from your interactions with our Services. This can include information you share with
us, like your name or email address, which we may use to track your account or communicate with you.
It can also include information we collect and store based on what Zest pages you
access, like your Internet Protocol address and referral information.

We use this information to:

  • provide and personalize Zest services;
  • fight spam and other abuse;
  • debug; and
  • generate aggregate, non-identifying information about how people use Zest Services, which
    we may share with third-parties such as vendors and researchers.

If we merge with another company such that your information will become subject to a
substantively different privacy policy, we’ll notify you before the transfer, so you can opt out of
any such new policy by deleting your account during the notice period.

Email from Zest

We may send you administrative emails about account or service changes, or new policies. You
can’t opt out of this type of email. But, you can opt out of non-administrative emails such as
product announcements.

You may also find additional information on our products and services through our social media
sites such as, without limitation, LinkedIn and Instagram. Please keep in mind that any
information you share is visible to all participants on these social media sites and you should
never post any sensitive personal information (such as account number or social security
number).

We’ll never email you to ask for your password or other account information. If you receive such
an email, please forward it to us so we can investigate.

Disclosure of your information

We may share your personal information with third parties in some circumstances, including: (1)
with your consent; (2) as needed to a vendor or partner who meets our data protection standards;
(3) when we have a good faith belief it is required by law, such as pursuant to a subpoena or
other legal process; or (4) when we have a good faith belief that doing so will help prevent
imminent harm to a person.

If we are going to share your information in response to a legal process, we’ll give you notice so
you can challenge it (for example by seeking court intervention), unless we’re prohibited from
doing so by law or believe doing so may endanger others. We will object to requests for
information about users of our services that we believe are improper or overbroad.

Cookies

Unless you have opted out, we may use cookies and similar technologies such as pixels and
local storage to recognize you when you return to our website. We may use them in various ways,
for example to remember your preferences (such as default language), evaluate email
effectiveness, and personalize content and other information.

Our sites do not interpret or respond to Do Not Track browser signals because there are not yet
uniform industry standards for how browsers communicate that signal. Even so, as described
more fully throughout this policy, we limit our use and collection of your personal information.

Some third-party services that we use, such as Google Analytics, may place their own cookies in
your browser. This Online Privacy Policy covers use of cookies by Zest only and not the use of
cookies by third parties.

As noted above, you have the ability to elect out of optional cookies via our webpage.

Social Media

Please carefully review the Terms of Use and Privacy Policy on the applicable social media site
as they may be different from Zest’s policies.

Advertising

We may partner with third parties to deliver and monitor advertisements on our websites, and we
may monitor advertisement engagement in order to improve visitor experience. Zest's advertising
partners may use cookies, Web beacons, or other monitoring technologies to compile statistics
about website traffic. These third parties are subject to their own privacy policies.

Data Storage

Zest uses third-party service providers, such as Amazon Web Services, for hardware, software,
networking, storage, and related technology we need to run Zest Services.

Data security

We use encryption (HTTPS/TLS) to protect data transmitted to and from our site. However, no
data transmission over the Internet is 100% secure, so we can’t guarantee security. You use the
Zest Services at your own risk, and you’re responsible for taking reasonable measures to secure
your information.

Children

Zest doesn’t knowingly market products or services to children online under the age of thirteen, and
children under the age of thirteen may not use our sites or services.

Changes to this Policy

Zest may periodically update this policy. We’ll notify you about any substantive changes to it.

Questions

We welcome questions, concerns, and feedback about this policy at legal@zest.ai.