We help banks of all sizes achieve their
Expand Credit & Drive Loan Growth
Increase lending volumes and take rates across every credit tier
Increase Automation & Efficiency
Automate decisioning, streamline compliance, and increase speed to market for new models and products
Drive Fairer Outcomes
Lend more inclusively and achieve fairer lending outcomes
Manage Risk & Control Loss
Gain greater control over risk management, decrease defaults, and reduce losses
Improve Borrower Experience
Deliver better experiences with faster decisions and more accurate adverse action notices
Enhance Market Competitiveness
Reduce FICO dependency, innovate quickly, and respond to changes faster
Banks that fail to invest in machine learning will end up fundamentally uncompetitive in a couple of years. We found the best way to drive benefit faster was a partnership with Zest.
CEO and President
By switching to Zest for credit underwriting, Akbank can find more good borrowers with no added risk and respond faster to changes in the market.
Head of Credit & Model Risk Management
Hear from industry lending leaders about their AI-adoption journeys
Reduce losses for stronger portfolios
Incorporating more borrower characteristics leads to better risk assessment and reduced losses
President & CEO
President & CEO
Software to streamline every stakeholder’s work
The Zest Model Management System benefits multiple teams involved in successful lending, including credit risk, compliance, loan operations, and IT.
More than just a new model or fancy scores, the Zest Model Management System is the foundation for powerful AI-driven lending.
Read our latest blogs, news articles,