Fraud Detection
Boost your lending confidence and protect your business against application fraud holistically and seamlessly.
Smarter, Fairer, More Efficient Lending for Banks
Lead the competition and better serve your customers now and in the future with proven AI
Get a custom analysisIntelligent and agile lending for banks is within reach
01. Accurately Assess
When you have the most accurate risk assessments and optimized policies to drive your underwriting, your lending business is able to weather any economic climate effectively.
- Expand access to lending for more customers without additional risk.
- Lend more inclusively across traditionally underserved borrowers.
- Reduce delinquencies and charge-offs.
- Be more competitive and delight customers with instant decisioning.
02. Confidently Decision
With smarter insights and seamless process integration, protect against origination fraud holistically without compromising automation.
- Detect first party, third party fraud, and validate income and identity accurately.
- Easily adjust detection tolerances to manage risk and automation goals.
- Gain better visibility into fraud detection and overall decisioning performance.
03. Perpetually Optimize
Be agile and proactively manage your lending strategy with proven AI and industry-leading expertise.
- Partner with a dedicated team of experts that support your unique goals
- Better manage your lending business with actionable insights.
- Get visibility into your lending process and performance like never before.
Innovation that leads policy
“We have you covered for the regulations of today and the policies of tomorrow with our commitment to fair and transparent AI. The Zest AI legal team is dedicated to ensuring that our customers have the tools, support, and information needed to confidently navigate AI lending compliance.”
Marc Levin
Zest AI Chief Administrative Officer & General Counsel
Setting the bar on compliance for AI in financial services
- Transparent, actively monitored, empirically validated AI models
- Technology aligns with FCRA, ECOA, Regulation B and exceeds regulatory expectations
- Comprehensive Model Risk Management documentation
- Robust Fair Lending reporting and testing
- LDA searches with proprietary algorithmic fairness technology
Build a thriving lending ecosystem with best-in-class AI
AI-Automated Underwriting
Give all your customers a fair shot and delight them with more accurate insights, and instant decisions.
Lending Intelligence Reports
Get ongoing actionable insights across your portfolios to create an agile and durable lending business.
“Zest AI has been a fantastic partner to First Hawaiian Bank, supporting our AI lending innovation and automation efforts. The accuracy and flexibility in developing modeling for our specific needs have allowed us to adopt leading-edge AI and experience measurable results quickly. We achieved exponential efficiency gains because of Zest’s technology, increasing our automation over tenfold, and valuable guidance in removing ineffective credit policies and guardrails.“
Bankers, ready to thrive?
Request a no-obligation, custom proof of concept to see the real benefits and opportunities for your lending organization and customers.
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