Together we work for
faster growth
greater scale
better outcomes
more transparency
faster growth
greater scale
better outcomes
more transparency
Together we work for faster growth, greater scale, better outcomes, and more transparency

Delivering smarter lending with the power of AI
Overseen by lenders we serve
Active models and growing
Credit union members able to benefit from Zest AI technology
Patents issued and pending
We believe AI can be a force for good
Zest AI is a US-based technology company, headquartered in Burbank, California. Our team is made up of passionate, collaborative, smart people with a bias for action and a lot of heart.
We are focused on modernizing lending and strengthening the financial system for all.

Zest Cares
Our mission is to broaden access to fair lending, and that mission doesn't stop at our software.
Zest Cares is how we bring our sponsorships, donations, and service work together, with a focus on the causes our credit union partners care about most. That support goes where people need it. It funds scholarships, financial education, emergency help for soldiers, and grants for affordable housing. We're proud to back the National Credit Union Foundation, CU4Kids, and World Vision, and we were there for Maui after the wildfires. We give through the eyes of our customers, because their communities are ours too.

A pioneer in AI lending innovation since 2009
The Zest AI story
Founded to pioneer AI in lending
A new name, a sharper focus
Helping more families achieve home ownership
A trusted partner to credit unions
Expanding AI solutions
A first-of-its-kind GenAI
Scaling impact across the industry
Let’s talk
Have questions about Zest AI and want to learn more about how we are changing the credit system?
Ready for the Zest AI life?
Check out our open roles and join a team with purpose
