Fair and transparent credit

We're on a mission to make it available to all.

Dedicated to building a more equitable financial system

We believe technology can enable lenders to make better lending decisions with a fairer, more accurate picture of every borrower—increasing inclusion and reducing inequity.

Read our commitment to diversity, equity, and inclusion

The Team

Zestians

We’re a diverse team of high horsepower people coming together to deliver bold, smart, and innovative AI solutions for highly regulated industries—but we’re a bit quirky too, never quite satisfied with the status quo.

We think a little Zest makes a big difference.

Leadership

Mike de Vere

CEO

A seasoned executive, Mike loves using technology to solve strategic business problems.

Mike de Vere

Belinda Dong

Finance & Accounting

In firms large or small, Belinda drives strategy and health through rigorous financial stewardship.

Belinda Dong

Jay Budzik

Technology

Jay is a proven innovator with a track record of inventing new technologies in data mining and AI.

Jay Budzik

Nidhi Panday

Product

A SaaS expert, Nidhi has a proven record of scaling software with cutting-edge tech.

Nidhi Panday

Teddy Flo

General Counsel

For over a decade, Teddy has been a trusted legal advisor to consumer financial companies.

Teddy Flo

Jose Valentin

Corporate Development

A disciplined leader, Jose assembles the right partners and resources for new opportunities.

Jose Valentin

Dan Chiazza

Revenue & Client Success

A seasoned growth-focused leader, Dan delivers value for each and every Zest customer.

Dan Chiazza

Sean Kamkar

Data Science

A PhD from Stanford helps Sean lead cutting-edge data science to serve Zest and its clients.

Sean Kamkar

Client

Credit & Lending
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Adam

MBA Booth

Adam

Benedita

MBA Sloan

Benedita

Curtis

MBA Sloan

Curtis

Danny

MBA Ross

Danny

Nick

MBA Anderson

Nick

Joe

MBA Fuqua

Joe

featured employee

"I love collaborating with clients on borrower and portfolio challenges; seeing their excitement about how AI and technology like ours can transform their business never gets old."

Benedita Sampaio e Mello

Client Wizard

Technology

Data Science & Engineering

Kyle

VP Engineering

Kyle

Lenz

Lead Data Scientist

Lenz

Jackie

Sr Data Scientist

Jackie

Saar

Sr Data Scientist

Saar

Yanying

Sr Data Scientist

Yanying

Aleysa

Data Scientist

Aleysa

featured employee

"I love helping our clients lend more effectively and fairly through more advanced risk modeling on big data. Our work enables clients to take advantage of AI and technology to extend credit access to more people; it makes a difference and is very rewarding."