Together we work for Broader Access Less Bias More Transparency

Where purpose and technology intersect

Delivering smarter, more inclusive, and more efficient lending with the power of AI

$1T

supported in loan originations

600+

active models and growing

1 in 5

credit union members able to benefit from Zest AI technology

50+

patents issued and pending

We believe AI can be a force for economic equity

Zest AI is a US-based technology company, headquartered in Burbank, California. Our team is made up of passionate, collaborative, smart people with a bias for action and a lot of heart.

We are focused on being the catalyst for economic equity by leveraging AI’s potential for good. Everyone has worth–lending decisions should reflect that.

A pioneer in AI lending innovation since 2009

The Zest story ...

2009 The beginning >
2019 Focusing on the mission >
2020 Helping more families achieve home ownership >
2021 Birth of a CUSO >
2022 Delivering better insights >
2023 Boosting fairness >
2024 Expanding AI solutions >

Let's talk

Have questions about Zest AI and want to learn more about how we are changing the credit system?

Ready for the Zest life?

Check out our open roles and join a team with purpose.

Current Openings