Transform Your Underwriting
With The Power Of AI

ZAML® is the only way to get your ML credit models from the lab to production.
Reduce losses. Increase approvals. Fast. 



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Find more good customers and fewer bad ones.

ZAML customers see a 15% average increase in approval rates with no added risk.

No black boxes here.

We automate the risk management so you can focus on great modeling with 100% explainability. Go live in 3 months, a new industry benchmark.

Use more of the data you already have.

ZAML models can combine thousands of variables for deeper insights. It works on-premise or in the cloud.


Identify millions of new creditworthy borrowers

Machine learning works. Zest Automated Machine Learning (ZAML) customers are seeing 15% increases in approval rates with no increase in defaults. You get performance, compliance, and all the transparency you need to satisfy lending regulations.

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Better borrowers with Zest


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Zest and Discover-18

"Banks that fail to invest in machine learning will end up fundamentally uncompetitive in a couple of years."
Roger Hochschild, Discover CEO and President

Discover, a leading U.S. direct bank and credit card issuer, turned to Zest to build one of the largest AI-based credit scoring solutions in the financial industry.

Read Case Study


Serving the credit spectrum

Learn how customers like you are using ZAML to stay ahead.

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Meet with us

Learn how your business can grow with Zest Automated Machine Learning.