AI-Automated Underwriting
Automate your underwriting with confidence. Make smarter credit decisions, faster, while giving all applicants a fair shot.
Learn MoreAccurately assess, confidently decision, perpetually optimize
of decisions can be automated
reduction in risk keeping approvals constant
average lift across protected classes
lift in approvals without added risk
Seamlessly integrate AI into your lending process to be agile and confident in any economic climate.







“Zest AI’s underwriting technology is a game changer for financial institutions. The ability to serve more members, make consistent decisions, and manage risk has been incredibly beneficial to our credit union. With an auto-decisioning rate of 70-83%, we’re able to serve more members and have a bigger impact on our community. We all want to lend deeper, and AI and machine learning technology gives us the ability to do that while remaining consistent and efficient in our lending decisions.”
“Zest AI’s inclusive technology factors in who you’re lending money to and how deep you’re lending. They can show us how we’re lending to older people, women, and minorities. That is very important to me, as the COO, to make sure we’re being diverse and equitable in how we expand access to affordable credit in our communities.”
“When we rolled out our first product with Zest AI, it was evident from the start that the team wanted to help us help our members. We’re already saying yes to many of the right borrowers, and with both Zest’s technology and guidance from the Customer Success team, we can now say yes automatically. As we continue to see results with Zest, we’re confident we can remove more overlays and guardrails to streamline our processes, create more efficiency, and ultimately save resources.”
Schedule a call to see how Zest AI can work seamlessly within your lending processes to future-proof your business.
Let’s ConnectAs a pioneer in AI and fair lending, Zest AI is committed to broadening access to equitable lending. We work with many types of lenders as catalysts to this change. We are also dedicated to advancing education, strengthening communities, and improving lives. Through initiatives and partnerships, we aim to create opportunities that propel economic equality and validate individual worth.
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