AI-Automated Underwriting
Get more accurate insights to give all your members a fair shot, and delight them with instant decisions.
Smarter, Inclusive, Efficient Lending for Credit Unions
Better serve members now and in the future with proven AI
Get a custom analysisIntelligent, automated AI lending for credit unions of all sizes is within reach
01. Accurately Assess
When you have the most accurate risk assessments and optimized policies to drive your underwriting, your lending business is able to weather any economic climate effectively.
- Expand access to lending for more members without additional risk.
- Lend more inclusively across traditionally underserved borrowers.
- Reduce delinquencies and charge-offs.
- Be more competitive and delight members with instant decisioning.
02. Confidently Decision
With smarter insights and seamless process integration, protect against origination fraud holistically without compromising automation.
- Detect first party, third party fraud, and validate income and identity accurately.
- Easily adjust detection tolerances to manage risk and automation goals.
- Gain better visibility into fraud detection and overall decisioning performance.
03. Perpetually Optimize
Be agile and proactively manage your lending strategy with proven AI and industry-leading expertise.
- Partner with a dedicated team of experts that support your unique goals.
- Better manage your lending business with actionable insights.
- Get visibility into your lending process and performance like never before.
Credit unions are in our DNA
A CUSO with 70+ credit union investors, credit union leaders on our board, and credit union champions on our team, Zest AI is dedicated to serving all credit unions.
“Credit unions who are looking into AI lending solutions need to find partners like Zest AI who progress compliance standards to a new level, leading the industry to make fair lending a reality. Credit unions’ broad adoption of this technology has given me even more faith in this movement. It’s people helping people. And credit unions helping communities rise together.”
Rodney Hood
Current Acting Comptroller of the Currency, and former NCUA Chairman and Zest AI Board Member
Build a thriving lending ecosystem with best-in-class AI
Fraud Detection
Boost your lending confidence and protect your business against application fraud holistically and seamlessly.
Lending Intelligence Reports
Get ongoing actionable insights across your portfolios to create an agile and durable lending business.
Credit Unions, ready to thrive?
Request a no-obligation, custom proof of concept to see the real benefits and opportunities for your lending organization and members.
Let's ConnectCredit union success stories
