Drive loan growth and superior service
We help credit unions of all sizes achieve their
lending objectives
Expand Credit & Drive Loan Growth
Increase lending volumes and take rates across every credit tier
Increase Automation & Efficiency
Automate decisioning, streamline compliance, and increase speed to market for new models and products
Drive Fairer Outcomes
Lend more inclusively and achieve fairer lending outcomes
Manage Risk & Control Loss
Gain greater control over risk management, decrease defaults, and reduce losses
Improve Borrower Experience
Deliver better experiences with faster decisions and more accurate adverse action notices
Enhance Market Competitiveness
Reduce FICO dependency, innovate quickly, and respond to changes faster
Suncoast is always looking for better ways to help more members. It is and always has been our mission to improve our members' lives, and we see Zest as an investment in that mission.
Victoria Lovett
Chief Lending Officer
Moving to AI-driven underwriting was one of the smartest moves we’ve made for our business. It’s meant not only more approvals, but faster, more confident decisions.
Jenny Vipperman
Chief Lending Officer
The results with Zest AI are impressive, increasing approvals 26% for low-income designated loans, meaning we could deliver more to GreenState members who deserve better.
Amy Henderson
Chief Consumer Services Officer
Partners like Zest can help us improve the member and employee lending experience and fulfill our vision of being our members' trusted financial services provider for life.
Bob Birr
VP and Chief Lending Officer
With Zest's help, most of our members can get an immediate decision. We were able to make faster, smarter decisions using Zest, leaving more time for our staff to deliver top-notch service to our members.
Todd Peeples
SVP Sales and Lending
Expanding credit access to more members
Improving risk assessment accuracy and deeper borrower insights leads to confidence in greater approvals
Chief Lending Officer
Chief Lending Officer
Software to streamline every stakeholder’s work
The Zest Model Management System benefits multiple teams involved in successful lending, including credit risk, compliance, loan operations, and IT.
More than just a new model or fancy scores, the Zest Model Management System is the foundation for powerful AI-driven lending.
Lending Leaders
Compliance
Credit Risk
Loan Operations
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