Offer greater service and savings to the satisfaction and delight of members.
“Moving to AI-driven underwriting was one of the smartest moves we've made for our business. It's meant not only more approvals, but faster, more confident decisions.”
Chief Lending Officer
Drive member inclusion
With a more accurate picture of risk, you’re able to say yes to more members with confidence.
Deliver personalized service
With instant decisions and better pricing, your teams have more time to spend with members.
VyStar Credit Union
Increase in portfolio approvals while holding risk constant
In new credit that will be issued every year
Increase in automated decisioning
“What really excites us is the opportunity to offer instant decisions, better pricing, and personalized service to our members through our partnership with Zest.”
Chief Lending Officer
Models that make an impact
Zest offers effective credit model management and easy AI adoption with benefits wherever your business needs it most.
Make more good loans and fewer bad ones for better lending.
Recuperate more money and deploy resources more efficiently with a clearer view of likelihood to repay.
Better stack rank risk of loans already on your books to inform business strategy and planning.
Better, faster, more transparent lending decisions
Whether you need to find more good borrowers, mitigate risk, and decreases loses, drive portfolio yield, or price more intelligently, Zest AI helps you grow safely and in compliance with your regulators.
More data, better math, and smarter software
Build, analyze, validate, and document powerful, compliant AI credit models quickly and easily. With Zest, powerful predictions and confident credit decisions are easy regardless of experience.
Gold standard compliance delivers confidence
Developed specifically for highly-regulated use cases like underwriting, Zest software produces required model risk management documentation and fair lending analyses automatically to satisfy the toughest regulators.
Small footprint; large impact
Drive additional value from your current data and lending software without derailing your IT roadmap. Zest offers flexible deployments and integrations, making AI adoption and operation swift and easy.