Credit Unions
Offer greater service and savings to the satisfaction and delight of members.
“Moving to AI-driven underwriting was one of the smartest moves we've made for our business. It's meant not only more approvals, but faster, more confident decisions.”
Jenny Vipperman
Chief Lending Officer
Cards
Auto
Personal
Mortgage Underwriting
Mortgage Servicing
Student
Drive member inclusion
With a more accurate picture of risk, you’re able to say yes to more members with confidence.
Deliver personalized service
With instant decisions and better pricing, your teams have more time to spend with members.
Models that make an impact
Zest offers effective credit model management and easy AI adoption with benefits wherever your business needs it most.
Originations
Make more good loans and fewer bad ones for better lending.
Collections
Recuperate more money and deploy resources more efficiently with a clearer view of likelihood to repay.
Portfolio Assessment
Better stack rank risk of loans already on your books to inform business strategy and planning.
Lending
Better, faster, more transparent lending decisions
Whether you need to find more good borrowers, mitigate risk, and decreases loses, drive portfolio yield, or price more intelligently, Zest AI helps you grow safely and in compliance with your regulators.
Risk
More data, better math, and smarter software
Build, analyze, validate, and document powerful, compliant AI credit models quickly and easily. With Zest, powerful predictions and confident credit decisions are easy regardless of experience.
Compliance
Gold standard compliance delivers confidence
Developed specifically for highly-regulated use cases like underwriting, Zest software produces required model risk management documentation and fair lending analyses automatically to satisfy the toughest regulators.
IT/Ops
Small footprint; large impact
Drive additional value from your current data and lending software without derailing your IT roadmap. Zest offers flexible deployments and integrations, making AI adoption and operation swift and easy.
