Your Fraud Data Stops at Your Walls. Fraudsters Don’t.
Overview
Fraudsters collaborate, adapt, and scale across institutions in real time. Yet most credit unions are still fighting fraud alone.
The Zest AI Fraud Consortium gives participating credit unions access to collective fraud intelligence derived from millions of applications and hundreds of signals per application, helping teams identify suspicious behavior faster while reducing friction for legitimate members.
Participating institutions get:
Earlier visibility into emerging fraud patterns:
Detect suspicious behaviors and coordinated attacks before they spread further across the industry.
Consortium intelligence beyond your own portfolio:
Access fraud insights informed by millions of applications and cross-institution activity patterns.
Stronger fraud detection with less member friction:
Reduce false positives and unnecessary manual reviews while protecting legitimate borrowers.