Proper assessment of fair lending and credit models demands a better yardstick
Current techniques are misclassifying
the race of more than 22 million Americans
Zest Race Predictor
An open-source algorithm that improves your ability to predict race in fair lending analysissee our resources
ZRP: Validated on a national sample in 2021
ZRP is an ML model that more accurately predicts someone’s race and ethnicity than the current standard (BISG). All you need is a full name and location.
Chief Technology Officer
Chief Consumer Services Officer
Mislabeling millions of Americans
One simple fix could have an immediate impact on the Black homeownership rate
The era of the fairer credit score
Public sentiment has shifted and raised expectations of financial institutions' role in equality.
New ways to reduce bias
Zest's fairness innovation helps eliminate discrimination in lending.