Exercise greater control over
risk and losses

Smarter risk predictions lead to more good loans and fewer bad ones

see our resources
zest is here to help

Build stronger portfolios with more creditworthy borrowers at higher yields

See where you may be overlooking risk

Managing risk while driving loan growth

Rising charge-offs curtailed lending
for a major national card issuer, but AI reduced loss and drove growth.

Case Study
51%
Reduction in charge-off rate
Banks that fail to invest in machine learning will end up fundamentally uncompetitive in a couple of years. We found the best way to drive benefit faster was a partnership 
with Zest.
Roger Hochschild
President & CEO
10s
of millions of dollars in annual savings
450
model variables used, 17x more than previously
Case Study
Banks that fail to invest in machine learning will end up fundamentally uncompetitive in a couple of years. We found the best way to drive benefit faster was a partnership
with Zest.
Roger Hochschild
President & CEO
51%
Reduction in charge off rate
10s
of millions of dollars in annual savings
450
model variables used, 17x more than previously

Smart lenders guide to a downturn

Tools, tips, and techniques to effectively manage lending portfolios when risk is on the rise.

Swapping out risky borrowers for better ones

Learn how one lender was able to build a stronger portfolio by better assessing risk and changing the risk profile on their portfolio.

How to de-risk your portfolio with Zest

This overview demonstrates how swap-set analyses help lenders understand how to shift the makeup of their portfolio for stronger results.

See how to mitigate risk and reduce losses with AI-driven lending

More accurate prediction and better decisions help reduce risk and control loss
Schedule an info meeting