Increase loan approvals without increasing risk

A clearer picture of every borrower means better lending across the full credit spectrum.

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Improve risk assessment across the entire credit spectrum

See how many creditworthy borrowers you're likely missing

Find good borrowers outside of super prime

Reinvent the future of lending with speed, efficiency, and more approvals

Case Study
26%
Increase in approval rate without any added risk
Financial inclusion is a core principle for Coastal, which is why we felt it was important to partner with Zest AI, whose industry-leading fair lending tools will help us create credit opportunities for more members.
David Jacobs
VP Consumer Lending
90%
Lift in auto decisioning
$12M
Additional annual profit per year
Case Study
Financial inclusion is a core principle for Coastal, which is why we felt it was important to partner with Zest AI, whose industry leading fair lending tools will help us create credit opportunities for more members.
David Jacobs
Chief Lending Officer
26%
Increase in approval rate without any added risk
90%
Lift in auto decisioning
$12M
Additional annual profit per year

The race is on to drive loan growth

With the traditional borrower risk picture scrambled, what's the best approach to grow portfolios safely?

Machine learning makes more money

Learn how auto lenders of all shapes and sizes have found stronger growth with machine learning

How to expand your portfolio with Zest

Smarter risk predictions across the credit spectrum enable lenders to approve more applicants while holding risk constant.

See how to achieve more approvals with AI-driven lending

Say yes to more borrowers without taking on risk
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