Automate credit decisioning with confidence

Automate the wisdom of your underwriters with advanced scores and quick, consistent decisions

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Zest is here to help

Decision with speed, consistency, and confidence

Understand the underwriting wisdom baked into every automated score

Boosting automation in indirect automotive lending

Legacy scores limit growth, while AI enables greater automation and approvals in auto loans.

Case Study
75%+
Auto-decisioning; up from ~15% benchmark
Speed is essential to improving the borrower journey. With Zest's help, most of our members can get an immediate decision. We are able to make faster, smarter decisions using Zest, leaving more time for our staff to engage our members and deliver top-notch service.
Todd Peeples
SVP Sales & Lending Administration
18%
Increase in approvals with no added risk
$1M
Profit gain per annual vintage
Case Study
Speed is essential to improving the borrower journey. With Zest's help, most of our members can get an immediate decision. We are able to make faster, smarter decisions using Zest, leaving more time for our staff to engage our members and deliver top-notch service.
Todd Peeples
SVP Sales & Lending Administration
75%+
auto-decisioning; up from ~15% benchmark
18%
Increase in approvals with no added risk
$1M
profit gain per annual vintage

Feel confident in automated decisioning

Learn how automated decisioning can lead to faster, more accurate, and consistent credit decisions.

Credit decisioning and the need for speed

Automating decisions can lead to profitable growth in new and existing portfolios and channels.

AI automation is the key to competitive lending

Identifying good borrowers quickly and accurately is more important than ever.

See how to automate your credit decisioning

AI-driven lending is fast, accurate, and efficient.
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