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Why Zest AI?

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There are more than 47 million Americans who are left out of the credit system. Zest AI is on a mission to change that by partnering with credit unions to make fair and transparent credit available to everyone. Members rely on their credit unions, especially in times of uncertainty, and we’re here to help CUs support as many borrowers as possible, safely and efficiently.

Our CEO Mike de Vere shares how AI can provide a clearer picture of your borrower so you can say “yes” to more members and improve member experience. Credit unions are about people serving people. Eight out of 10 credit union executives say it takes over 30 minutes to get to a credit decision — imagine how much more you could do if you automated the underwriting process and cut that wait time down to one second? AI saves time for you and your members, so that you can focus on the things that matter.