Ten years after Lehman's collapse, a look at how the banking system has (and hasn't) changed. Zest CEO Douglas Merrill chimes in on the changes in underwriting.
Until recently, Prestige Financial Services was struggling to cope with a down market in which the delinquency rate for subprime auto loans is higher than it was even during the financial crisis.
ZestFinance's Merrill discusses FinTech policy at the recent Financial Services Roundtable FinTech Ideas Festival.
Mapping The Black Box: Thoughts and insights following ZestFinance's webinar on applying machine learning to your lending business
By the year 2030, artificial intelligence will have replaced humans in underwriting. We’re not there yet, but the AI train has already left the station.
Los Angeles companies Tinder, ZestFinance, and SteelHouse answer how to maintain a company culture when growing beyond startup sizes.
ZestFinance is one of the five most promising financial artificial intelligence companies in the world.
Using alternative data and machine learning will help lenders reach untapped markets, says Zest CEO.
There is great opportunity for machine learning underwriting for auto in China's burgeoning auto finance market.
Subtle signs in loan applications could be revealing, but Zest CEO Douglas Merrill is concerned that these could be discriminatory.
Inspired by the examples of ZestFinance and others, venture capital firms look to innovate FinTech firms working in auto
Ford Credit expands in critical partnership with ZestFinance
Wal-Mart and Synchrony looking to FinTech firms like ZestFinance to increase revenue
ZestFinance CEO profile
#1: ZestFinance applying big data to auto loans for thin-file borrowers
Banks are partnering with companies like ZestFinance to use far more financial data
CB Insights recognizes ZestFinance for its game-changing technology.
ZestFinance among the companies using machine learning to revolutionize the financial industry
The old models for credit are out, and machine learning is in
FinTechs like ZestFinance modernize banks, top-down and bottom-up
Merrill answers questions about ZestFinance, ZAML, and present and future partnerships
What success means to ZestFinance's CEO
ZAML platform provides more data than FICO to comply with CFPB rules on disparate impact
ZestFinance creates the only machine learning platform for credit that solves the black box problem
ZestFinance corrects misperceptions about millennials' creditworthiness
Captive auto finance company uses ZestFinance ML platform to reduce losses
ZestFinance's ZAML platform makes machine learning accessible to financial services
ZAML allows lenders to underwrite millennials and other consumers with limited credit history
ZestFinance builds a machine learning platform that finds new borrowers and protects against bias
Banking Weekly Podcast talks to Zest CEO Douglas Merrill about pricing thin-file borrowers
The tech industry has long been famed for its luxe work environments—free lunches, ping pong tables, green juice on tap—but there's a lot more than perks that goes into creating a workplace employees love.
ZestFinance helps with China's push into the 21st century with new credit opportunities
ZestFinance in top 10 best medium workplaces for its sense of mission (and its gym)
ZestFinance redefining credit scores and challenging the use of "little data"
Recognized on Fortune's annual list of best workplaces for women
One of 40 companies leading innovation in FinTech
Chinese search giant links with ZestFinance algorithm
Invests in ZestFinance to assess creditworthiness of its users
ZestFinance's technology pairs with Baidu's search data to provide credit scores for Chinese consumers
Companies partner to use search data for credit scoring
Named to Forbes' list of the 50 most innovative FinTech companies for second year running
ZestFinance avoids biased machine learning algorithms with unique tools that prove results
ZestFinance's unlimited vacation policy benefits company and employees alike
ZestFinance named most innovative technology for Lending and Alternative Investments
ZestFinance among the companies who are standing up against discrimination
ZestFinance takes unmatched steps to prevent discrimination in its underwriting platform
Innovative FinTechs speed up banks' lending processes
ZestFinance has a near-even gender breakdown, a rarity in tech
FinTech companies have found better ways to measure creditworthiness
Believes the policy is integral to building a balanced, talented, and diverse workplace
JD Finance's partnership with ZestFinance allows for continued growth
More predictive underwriting may not be FICO's only problem
Recognized in Forbes' inagural list of the 50 most innovative FinTech companies
ZestFinance can help you build credit on the go
ZestFinance is a part of the changing financial world
ZestFinance president Mike Armstrong to speak on major FinTech trends
And executives lead by example
Funding will help ZestFinance provide lower interest rate loans to subprime borrowers
CEO of ZestFinance on inclusive workplaces, living a healthy lifestyle, and taking pride in your work
With careful hiring practices, ZestFinance pushes for diversity goals that are "core to winning"
ZestFinance part of this trend, aiming to expand its credit scoring into China
At ZestFinance, diversity is embedded in the company's culture
Is data-driven personality analysis fairer than standard measures?
What inspires Douglas Merrill to change the world for the better
Near-prime borrowers now have a way of getting fair, transparent credit
ZestFinance could become "the FICO of China"
Together they'll expand credit to the 80% of Chinese consumers without a traditional credit score
Launching credit-scoring joint venture with ZestFinance
Partners with ZestFinance to use its technology in a new joint venture
ZestFinance forms joint venture with JD.com, China's second largest e-commerce company
ZestFinance CEO shares the lies and truths of innovations
Using machine learning to measure customers before and after the sale
ZestFinance offers a much cheaper alternative to the payday loan