Digging in our heels on access to fair credit with Aditi Maliwal

Zest AI team
November 10, 2022

Join us in welcoming Aditi to the Zest AI board of directors

With a mission like making credit fair and accessible to all, it’s important that we have the right advisors to help us grow in our field and deliver on our mission with our credit union partners.

With that goal in mind, it’s with great pleasure that we introduce Aditi Maliwal, partner at Upfront Ventures, as the newest addition to our board of directors. Aditi is a great boon to Zest AI and one of the most respected leaders in fintech to date, leading the charge in investments in multiple fintechs including Chime and Clair. She utilizes her experience and global perspective to invest in and support the highest-potential founders and teams, and we are truly humbled and thrilled that she has taken Zest under her wing. 

Aditi will be picking up the baton from Michael Carney, our current Upfront board member. Michael was instrumental in helping Zest navigate the evolution of our business from a B2C to a B2B enterprise, and we can't thank him enough for his genuine, collaborative, steady, and knowledgeable support. 

Holding a B.A. in Psychology from Stanford University, Aditi spent her early career with Deutsche Bank, doing investment banking in the technology banking group. She then  moved to early stage ventures at Crosslink Capital, leading investments in BetterUp, Chime, and PowerToFly. Prior to joining Upfront, Aditi was a product manager on the Next Billion Users team at Google, leading investments in and building products for companies in emerging markets. Before that, she worked on Google’s Corporate Development team and led acquisitions across sectors including AI, messaging, and media.

While Aditi served in leadership roles across large and complex organizations, she’s no stranger to innovation. She has been involved with companies from their earliest stages and is often the first institutional investor in a company all the way through the later stages of the business. Her commitment to democratizing fair access to some of life’s most important moments confirms Zest’s belief that she will accelerate the success of our company.

“Zest’s focus on transparency and equitable decision making is very aligned with my personal and professional missions. This is an all-star team, led by Mike with laser focus building a necessary solution in the financial services ecosystem today.”

Aditi Maliwal

Zest AI Board of Directors

Aditi is someone who is passionate about improving the technology used in financial services so that people can live fuller, better lives. Her addition to our board of directors is one of many steps Zest is taking to not only expand our depth of industry expertise but also our commitment to making financial services more accessible and fairer for all.

“We always want our customers to think of us first as the right partner to chart a path forward. We couldn’t be more humbled and excited for Aditi Maliwal to join our board — her extraordinary expertise in the fintech field will be a catalyst for us to deepen the level of service Zest AI can offer to our customers.”

Mike de Vere


If the past couple of years have taught us anything, it’s that if you want to make a difference in the world, you have to make it a priority to be the difference. Zest is here to support the credit unions focused on being the difference in their communities and ensuring the financial futures of their members. We’re so excited to have Aditi join our board and lend her expertise as we continue to evolve and do what it takes to make fair credit accessible to all.

June 5, 2023
More than a score: AI-automated underwriting empowers folks across the credit spectrum
May 25, 2023
Building a one-stop-shop to simplify how credit unions lend: A deeper look into Origence’s exclusive offering, Zest Auto
April 24, 2023
Credit Unions
Stressed about an economic downturn? We’ve got your back.