Consumer credit risk models for lenders: What to consider when developing your credit underwriting model strategy

A structured approach to help you select the best option for your financial institution.

National credit scores have been the industry backbone, but the one-size-fits-all approach can limit access to credit and performance as markets and customer behavior change. We’ve put together a guide to compare the three most common paths: generic models, in-house builds, and partnering with a vendor for machine learning models.

Get the guide and learn: 

• Why traditional credit models remain dominant (for now)—and where they fall short.
• What it really takes to build and sustain your own in-house model.
• Questions every financial institution should ask before choosing a model strategy for their consumer lending portfolios.