Speeding Up Auto Loan Decisions With All In Credit Union
Founded in 1966, All In Credit Union is a full-service financial institution with 26 branches in Mobile and Southeastern Alabama and the Florida Panhandle. It is consistently ranked among the best credit unions in the U.S. by Bauer Financial, and has posted extraordinary growth in its five decades in business.
Like most credit unions, All In was looking for faster loan growth in the face of rising deposits. It had set aggressive goals for automated vehicle lending with faster approvals across its branches and online, especially indirect channels. All In explored the credit bureaus for a solution, but ended up choosing Zest because it wanted an AI lending partner with stronger technical capabilities and a responsive client services team.
All In’s new tailored credit model, built using Zest software, went live in March 2020 and was able to achieve all three of its objectives: more approvals, more automation, and immediate increases in revenue. Download the case study to find out how.