Zest AI press

We strive to make fair and transparent credit available to everyone.

Zest In The News

Shopping At Discount Stores Can Get You A Loan

(Wall Street Journal) Discover Financial Services is working with Zest to build one of the consumer credit industry's largest machine learning scoring platforms. As the WSJ reports, it will cut charge-offs significantly and use hundreds of data points gathered from loan applications and elsewhere in the underwriting process.

AI Helps Auto-Loan Company Handle Industry’s Trickiest Turn

(Wall Street Journal) Prestige Financial Services turned to Zest to deploy explainable machine learning credit models that boosted growth without lowering lending standards. More data and deeper insights “allow us to be better at predicting the result of the loan,” says Prestige's top risk officer.

Microsoft Partners With Fintech Startup ZestFinance To Bring Transparency To AI-Powered Financial Models

(Forbes) Microsoft said Wednesday that it is entering a strategic partnership with financial technology startup ZestFinance to make it easier for its financial services customers to adopt AI and machine learning tools.

ZestFinance Using AI To Bring Fairness To Mortgage Lending

(Forbes) Zest launches ZAML Fair to target discrimination in lending, eliminating inherent bias.

Study Finds 70% of American Would Share More Personal Data for Fairer Credit Decisions

(PR Newswire) The Harris Poll, in conjunction with ZestFinance, has found that most Americans are looking for an update to credit decisioning.

Unshackled Algorithms

Machine-learning promises to shake up large swathes of finance. In fields from trading to credit assessment to fraud prevention, machine-learning is advancing